Thomas Boren

A finance student applying AI to credit analysis.

I study Financial Management at the University of Arkansas and work as Head Credit Analyst Intern at Hilborn & Howell. I process $100K+ loan applications for national banking partners, and I designed and tested an AI-powered system to keep loan evaluation accurate and reliable.

About

Who I am and how I work.

I'm finishing my degree at the University of Arkansas with a concentration in Investment and a minor in Information Systems. I like work where accuracy matters and trust has to be earned, which is what credit analysis asks for every day.

Before Hilborn & Howell, I worked in customer service, commercial real estate research, and restaurants in Dallas. Those roles taught me to explain complicated things plainly, keep long-term relationships, and use data to make a case.

More about me

Experience

Credit analysis, real estate research, and customer service.

I'm currently Head Credit Analyst Intern at Hilborn & Howell, processing $100K+ loan applications weekly and presenting risk assessments to 30+ banking partners across 10+ states. Before that, I worked in commercial real estate research and customer service in Dallas, where I was voted Most Impactful CSR.

See my full experience

Project

Applied AI in credit analysis.

AI Implementation at Hilborn & Howell

I designed and tested an integrated AI-powered system to support loan evaluation. The goal was accuracy and reliability, with every document handled inside our confidentiality and data-privacy covenants with banking partners.

  • RoleHead Credit Analyst Intern
  • FocusLoan evaluation accuracy and reliability
  • ConstraintClient confidentiality and data privacy
Read the project overview

Leadership

Recruiting, fundraising, and investing.

I lead recruiting for Sigma Nu, serve on the Dallas Symphony Orchestra League's Honor Guard, and study markets with the Investment Club, alongside a 3.84 GPA and multiple Dean's and Chancellor's List honors.

See leadership, honors, and skills

Contact

Reach me directly.